Thanks to convenient, secure digital payment apps, your smartphones have truly become a digital wallet. You no longer have to dig into your pocket for bills and coins, or even your credit card, and hand them to a cashier.
Instead, you can simply pay using an app. Not only can you pay this way at stores and restaurants, you can also transfer money to friends and family, and even use apps to pay for services and online purchases.
Not to mention, digital transactions have become even more vital in the face of the current COVID-19 pandemic. Paying by a smartphone app lets you make contactless purchases, protecting both you and the merchants you deal with.
If you’re not using a digital payment app, here are a few we recommend. Each offers slightly different conveniences and conditions, but are all extremely handy.
Google Pay: Google Pay comes preloaded on many Android devices, and is widely accepted both online and in shops. You can add a debit or credit card to the app, and can even earn rewards from some stores when you use it to make purchases.
Apple Pay: If you’re an iPhone user, you can input your card details onto your phone one time and then select Apple Pay as an option when buying things or sending money.
PayPal: One of the most common mobile payment apps, PayPal is free to use and lets you pay without having to enter any financial details. It’s available at checkout on many shopping websites. You can send and receive money through it with just the person’s email address or mobile number, and it’s also a great way to accept payment or pay at places like yard sales or on Craigslist since you don’t have to provide any sensitive financial information.
Venmo: Venmo works via a mobile app on your smartphone, and signing up can be done with your Facebook account, if you prefer. Then, you link your bank account or credit card, and use the app to send or receive money from other Venmo users.
Mobile payment apps are changing and expanding the way we pay for things in everyday life. They’re great for small transactions, and eliminate the need for carrying cash—and as their uses increase, developers are making them better and more secure all the time.
Try adding a payment app to your smartphone, and experience the convenience they deliver.